It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!
Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help!
Today's Mortgage Rates as of 1/28/2020
At Southern California Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We work with multiple lenders and we are able to provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.
I did a refi and Michael was very helpful and walked me through the process. It was 100% straightforward and no games or surprises. He was 100% accessible when needed. This was the biggest difference that helped my family. He was very up front and saved me a lot of headache and was able to get me a 15 year fixed for 2.62. I have the highest recommendations for SoCal Mortgage, and would recommend him to friends and family. Thanks Michael!!
I dealt with Michael at Southern California Mortgage and had a great experience. He was very responsive and easy to contact. I've heard horror stories of other companies where the brokers are impossible to get a hold of, but Michael responded quickly to every question I had--and I had many. I found it easier to correspond by email, and he always got back to me quickly (even on weekends); but he was also reachable by phone when needed. Additionally, the paperwork process was straightforward and clear, and doing it online expedited things so much faster than my last re-fi ten years ago. The process went smoothly and quickly; I would definitely recommend Southern California Mortgage to others, as well as do business again with them myself.
I have never written a review before, but after what Mike did, I have to. We built a home in the desert and wanted to refi after the home was complete. We talked with our historic mortgage broker and, while he offered a decent rate, his fees were going to be ~$4000. I decided to do some research and ran across Mike via Zillow. I gave him a call and he gave us our options and clearly defined the rates and the fees (and he had lower rates and no fees). But, after we started the process, we found that the title to our property was very "challenged". In addition, very few people have built custom homes where we live so there were no comps. Mike was able to get the title sorted out and the appraisal to an acceptable state through a great deal of hard work (which he said he enjoyed!). We also got a fantastic rate and no fees (just as Mike promised). Can't recommend him more highly.
We have put together some helpful information and mortgage calculators to help answer any questions you might have.
See a detailed description of different loan types and programs that will help you decide which is best for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 949-612-8476.